ICICI Bank New Rules: Now you have to keep in bank account at least Rs 50,000!Know the new rule

ICICI Bank has changed the rules related to its savings account.Since 1 August 2025, new conditions of minimum average balance (MAB) i.e. monthly average balance have been implemented for new customers.Earlier, customers had the facility to keep low balance, but now the bank has increased it.Let's know what are the new rules and how customers from different areas will have an impact.

New rule for metro and urban customers

Customers who open a new savings account in metro cities or large urban areas will now have to keep an average balance of at least ₹ 15,000 every month.Earlier this limit was up to ₹ 10,000.That is, if there is less than the limit fixed in the account, then the customers may be penalty.

Semi-Urban Conditions for Customers

The bank has fixed the balance limit ₹ 7,500 for customers in Semi-Urban areas.Earlier in these areas it was about ₹ 5,000.After this change, now account holders in these areas will also have to maintain more money in their account.

Border increased in rural areas

There has also been a slight change in the rules for customers in villages and rural areas.Earlier, there was a need to keep an average balance of only ₹ 2,000 in rural accounts, but now it has been increased to ₹ 2,500.However, this amount is much lower than in urban areas, so that the rural customers do not get much burden.

Which accounts will not apply new rules

The new rules of the bank will not apply to all customers.Such as - Salary Accounts, Senior Citizens (above 60 years), Pension Accounts, Student Accounts and Special accounts like MINMUM Balance will not be applied to special accounts like Jan Dhan.These accounts will continue to get zero balance facility as before.

Controversy and bank step

Initially, ICICI Bank had announced a minimum balance of ₹ 50,000 for metro and urban areas.But after a strong response from the customers and the general public, the bank withdrew this rule and set a new balance limit.Now this limit is considered to be a large extent practical and convenient for all customers.Disclaimer: This article is written only for the purpose of general information.Bank's rules may change from time to time.Be sure to check the official information of the nearest ICICI bank branch or bank before opening any new account or maintaining balance.